Taken in. And not just my pants.
I was scammed. Probably for the first time in my life. Second if you count Dario.
No, Dario was always completely honest. And turned out to be a better friend and father than I had dared to
imagine or expect.
He used to strut around saying that he would not even consider getting married before he was at least 40 years old.
That was over two decades ago and he is not even close to saying I do.
He has proposed to me several times, but I am certain that he knows I will decline.
But back to the issue at hand. I sent thousands of dollars overnight to a scam artist.
In my defense, I have some lingering history that clouded my judgement.
I did have some debts that were recently paid off and I was concerned that maybe I had forgotten about money owed causing a judgement to be placed against me. Never having been in such a scenario, I could not anticipate what would happen.
Or perhaps I was thinking about lingering problems in my family. I've had interactions with Baltimore police, who ultimately were helpful and professional, but did lie or bragged about what they could have done.
I was not certain what my child could have done as a teenager. Was he responsible?
The first call was intimidating. I should have known when the caller blocked his phone number and claimed to be from the Baltimore County Sheriff's department. He said that a judgement had been placed against me and I would be called into court.
Ultimately, my employer would be notified and wages garnished.
Clue number one: I live in Baltimore City.
The caller was abusive, kept threatening to hang up and finally deigned to tell me what was happening out of, as he said, courtesy.
By barking orders at me, the ersatz sheriff kept me off guard. He gave me the number of a law firm, and an hour window. If we, the fake lawyer and I reached an agreement, he, the fake sheriff would not file papers.
I should have seen through this charade. But it was beautifully scripted and well played.
I called the number and it sounded like a law office. Three names. Grigsby, Cross and Rose. But no one says attorneys at law.
Here is the kicker. The one who I dealt with, David Cross, would not tell me the name of the debtee.
He was not as funny or nice as the comedian David Cross, if that is really his name. He also threatened to hang up but not before laying out my dire future. Money owed, court costs, judgement costs. Finances spiraling out of control.
I should have become suspicious when he could not tell me who I owed the money to....other than the very generic Bank of America.
I have never dealt with that institution but David Cross, the scam artist not the actor, said that the financial giant buys up debt.
C'mon. Was it an old Citicard that I misplaced and someone else used? Tell me.
A long forgotten bill?
I sent a check overnight and was told that I would receive the paperwork in 7 to 10 business days.
I guess the time length of the scam.
And then, calmly, after chanting and telling some friends, I realized something was amiss.
I phoned the Baltimore County Sheriff's Office the next day to complain and discovered that there is nothing outstanding against me, nor has any judgement been filed with the courts. Members of that department are more courteous and do not function as process servers.
Also, I learned that information regarding financial matters is first mailed to the party in question in all cases.
I immediately put a stop payment on the check. And called the police. My colleague called the scammers and informed them that Baltimore police were on the case, soon to be followed by their New York counterparts.
I learned a very valuable lesson. All for less than 25 dollars. 12.60 for the overnight envelope and 12 for the stop payment on the check.
Always get peoples' names and numbers. Don't allow yourself to be intimidated or rushed. Never pay for anything, a debt or a purchase, without proof, paperwork and guarantees.
I think of immigrants or poor folks, unschooled, who are taken advantage of by predators. More deadly than feral animals.
With legal mumbo jumbo and lies, these people without conscience, steal money. Usually from those who need it the most.
Grigsby, Cross and Rose- you are scam artists.
.